Product & Service

Take advantage of the opportunity to save your funds in foreign currencies for a term that suits your needs, and enjoy the benefits of competitive interest rates.

• Competitive interest rates.
• Easy account opening requirements.
• Deposits are guaranteed by the Deposit Insurance Corporation (LPS) with a total balance per customer per bank of up to Rp2 billion, with an interest rate in accordance with LPS regulations.
• Intended for individual and corporate customers, Indonesian citizens and non-citizens and possess an identity card. Indonesian citizens are required to present a National ID Card (E-KTP) , while non-citizens must use a valid passport and a Limited Stay Permit Card (KITAS) or Permanent Stay Permit Card (KITAP).
• Customers must have a Sampoerna Foreign Currency Savings or Sampoerna Foreign Currency Current Account as the source account.
• Fund placement can be done at the following Bank Sahabat Sampoerna Branch Offices/ Sub-Branch Offices (KCP) :
   

  Sampoerna Strategic	Tanah Abang	Surabaya
  Gading Serpong	Puri Indah	Medan
  Pluit	Kelapa Gading	Makasar
  Jababeka	Bandung

USD Interest Rates*

Balance Amount (USD)	Tenor
	1 months	2 months	6 months	12 months
1,000 - <100,000	1.25%	1.25%	1.25%	1.25%
≥100,000	2.25%	2.25%	2.25%	2.25%

 

SGD Interest Rates*

Balance Amount (SGD)	Tenor
	1 months	2 months	6 months	12 months
1,000 - <100,000	0.25%	0.25%	0.25%	0.25%
≥100,000	0.50%	0.50%	0.50%	0.50%

 

AUD Interest Rates*

Balance Amount (AUD)	Tenor
	1 months	2 months	6 months	12 months
1.000 - <100.000	0.50%	0.50%	0.50%	0.50%
≥100.000	1.00%	1.50%	1.50%	1.50%

 

EUR Interest Rates*

Balance Amount (EUR)	Tenor
	1 months	2 months	6 months	12 months
1.000 - <100.000	1.00%	1.00%	1.00%	1.00%
≥100.000	1.00%	1.00%	1.00%	1.00%

*Interest rates are effective as of March 02, 2026

 

Fees

Fee Type	Fees
Minimum initial deposit	USD 1,000 SGD 1,000 AUD 1,000 EUR 1,000
Penalty fee for withdrawal deposits before the maturity date	No penalty will be charged for withdrawal at maturity, but accrued interest will not be paid if withdrawn early
Placement period	1, 3, 6, and 12 months
Rollover type	Automatic Roll Over (ARO) of Principal Automatic Roll Over (ARO) of Principal + Interest Non-Automatic Roll Over (ARO)

 

Foreign Exchange Purchase Limit Terms

Transactions	Monthly Limit (per customer)
The maximum limit (threshold) for foreign exchange transactions using Rupiah without the need to provide supporting documents (underlying transactions).	USD 50,000

Notes:

• Refers to Bank Indonesia Board of Governors Meeting on March 16-17, 2026 and Bank Indonesia's Board of Governors Regulation (PADG) No. 11 of 2024 concerning Foreign Exchange Market Transactions, including all its implementing regulations, amendments, and replacements from time to time. The current maximum threshold for foreign currency purchases using Rupiah without an underlying transaction is USD 50,000 (fifty thousand United States Dollars)  or equivalent per customer per month.
• The above monthly limit may be subject to change at any time based on applicable regulatory provisions.

 

Summary of Product Information and Service - Sampoerna Foreign Currency Time Deposit