Product & Service

Multipurpose Loan (KMG)
Bank Sahabat Sampoerna (BSS) collaborates with PT PayJoy Technology Indonesia (PayJoy) as a marketing partner of KMG in the Mobile Phone Financing Program, which offers the convenience of mobile phone ownership through an easy, fast, and affordable financing scheme.

What is KMG Handphone Financing?
KMG Handphone Financing is an unsecured loan product designed to help meet the needs of consumer communities, particularly for smartphone purchases financing.

KMG Benefits:

• Requirements: Identity Card (e-KTP) and an active mobile phone numbe
• Loan amount from Rp1,000,000 (one million Rupiah) up to Rp32,500,000 (thirty-two million five hundred thousand Rupiah)
• Flexible tenors of 3 (three), 6 (six), and 12 (twelve) months
• Minimum interest rate is 10% (ten percent) flat per month
• No administrative fees or late payment penalties are applied
• Simple document requirements and fast application process

Important Notice
The financing status information displayed in the PayJoy app on the day of the phone purchase does not reflect the actual financing status from Bank Sahabat Sampoerna. The official financing status, whether approved or rejected, will be communicated by Bank Sahabat Sampoerna via official email to the prospective debtor's email address registered when applying for financing.

For further information, please contact us via the following channels.

Product and Service Information Summary - Kredit Multi Guna (KMG) x PayJoy