Product & Service
Sampoerna Mobile Time Deposit
Open a Time Deposit easily, right from your fingertips, with Sampoerna Mobile Banking. Manage your deposit anytime with competitive interest rates.
Benefits
- Minimum placement of Rp1 million, maximum placement of Rp1 billion
- Competitive interest rates up to 5.25% per year, higher than conventional deposits (based on chosen amount & tenor).
- Flexible tenor options: 1, 3, 6, 12, 15, 18 months with renewal choices:
- Automatic Roll Over (ARO) Principal Only
- Automatic Roll Over (ARO) Principal + Interest
- Non- Automatic Roll Over (ARO)
- Deposits can be used as a credit collateral in Bank Sahabat Sampoerna.
- Deposits guaranteed by the Indonesia Deposit Insurance Corporation (LPS) up to Rp2 billion per customer per bank, with interest rates subject to LPS regulations at www.lps.go.id
Interest Rates
| Time Deposit Amount |
Interest Rates (Per Year) |
| 1 month |
3 month |
6 month |
12 month |
15 month |
18 month |
| < Rp100 million |
3.88% |
3.88% |
3.88% |
3.28% |
3.28% |
3.28% |
| ≥ Rp100 million - < Rp500 million |
4.88% |
4.88% |
4.88% |
4.28% |
4.28% |
4.28% |
| ≥ Rp500 million - Rp1 million |
4.88% |
4.88% |
4.88% |
4.28% |
4.28% |
4.28% |
- Effective as of March 2, 2026
- Interest rates are subject to change at any time.
Fees
- Penalty for early withdrawal: 0.25% of the principal amount withdrawn.
- Interest tax: 20% of the total Interest charged to the customer.
Product and Service Information Summary - Sampoerna Mobile Time Deposit
