Product & Service

Sampoerna Valas

Savings for customers who need flexibility in saving funds in foreign currency, with easy transactions and a competitive interest rate.

  • Free administration fee.
  • Competitive interest rates.
  • Easy account opening requirements.
  • Deposits are guaranteed by the Deposit Insurance Corporation (LPS) with a total balance per customer per bank of up to Rp2 billion, with an interest rate in accordance with LPS regulations.
  • Intended for corporate customers, Indonesian citizens (WNI) and foreign nationals (WNA) and possess an identity card. Indonesian citizens are required to present a National ID Card (E-KTP) , while foreign citizens must use a valid passport and a Limited Stay Permit Card (KITAS) or Permanent Stay Permit Card (KITAP).
  • Account opening can be done at any Bank Sahabat Sampoerna Branch Office or Sub-Branch Office (KCP):
     
    • Sampoerna Strategic
    • Tanah Abang
    • Bandung
    • Gading Serpong
    • Puri Indah
    • Surabaya
    • Pluit
    • Kelapa Gading
    • Medan
    • Jababeka
    		  
    • Makasar

     

USD Interest Rates*

Balance Amount (USD) Interest Rate
<1.000 0,00%
1.000 - <10.000 0,10%
10.000 - <100.000 0,20%
≥100.000 0,50%

 

SGD Interest Rates*

Balance Amount (SGD) Interest Rate
<1.000 0,10%
1.000 - <10.000 0,10%
10.000 - <100.000 0,10%
≥100.000 0,10%

 

AUD Interest Rates*

Balance Amount (AUD) Interest Rate
<1.000 0,00%
1.000 - <10.000 0,25%
10.000 - <100.000 0,50%
≥100.000 1,00%

*Interest rates are effective as of Oct 01, 2025

 

 

Fees

Fee Type Fees
Minimum Initial deposit

USD 100
SGD 100
AUD 100
Minimum balance No
Monthly administration fee Free
Account statement printing fee Free
Transfer fee to another Bank Sahabat Sampoerna account (via branch) Free
Dormant account fee Equivalent to Rp15,000 per month
Account closure fee

USD 10
SGD 10
AUD 10
*The above fees may change at any time in accordance with the applicable regulations at Bank Sahabat Sampoerna.

 

Foreign Currency Cash Withdrawal

Currency Type Limit per Month Provision Costs
USD Up to USD 20.000/per month Free of charge
>USD 20.000/per month 0.20%
SGD Up to SGD 20.000/per month Free of charge
>SGD 20.000/per month 0.20%
AUD Up to AUD 20.000/per month Free of charge
>AUD 20.000/per month 0.20%
EUR Up to EUR 15.000/per month Free of charge
>EUR 15.000/per month 0.20%
CNY Up to CNY 100.000/per month Free of charge
>CNY 100.000/per month 0.20%

 

Foreign Currency Cash Deposit

Currency Type Limit per Day Provision Costs
USD Up to USD 20.000/per day Free of charge
>USD 20.000/per day 0.20%
SGD Up to SGD 20.000/per day Free of charge
>SGD 20.000/per day 0.20%
AUD Up to AUD 20.000/per day Free of charge
>AUD 20.000/per month 0.20%
EUR Up to EUR 30.000/per day Free of charge
>EUR 30.000/per day 0.20%
CNY Up to CNY 200.000/per day Free of charge
>CNY 200.000/per day 0.20%

 

Foreign Exchange Purchase Limit Terms

Type of Cost Cost
BThis refers to the maximum threshold for foreign currency purchases using Rupiah without requiring supporting documents (underlying transactions). USD 100.000
Notes:
  • Refers to Bank Indonesia's Board of Governors Regulation (PADG) No. 11 of 2024 concerning Foreign Exchange Market Transactions, including all its implementing regulations, amendments, and replacements from time to time. The current maximum threshold for foreign currency purchases using Rupiah without an underlying transaction is USD 100,000 or equivalent per customer per month.
  • The above monthly limit is subject to change at any time based on applicable regulatory provisions.

 

Summary of Product Information and Service - Sampoerna Valas