A short-term financing solution specifically designed for your business capital needs. By withdrawing funds using promissory notes, you can obtain funds with flexible terms that align with your credit agreement.
Key Features:
- The financing purpose focuses on working capital needs with a floating effective interest rate that can be reviewed according to bank policies.
- Types of Loans:
- Revolving PT: A loan that can be withdrawn again after repayment, allowing for repeated withdrawals.
- Non-Revolving PT: Withdrawals are made only once until the remaining credit limit.
- Tenor of up to 12 months with an extension option, providing flexibility in managing working capital.
- Loan amounts starting from IDR 25 million up to IDR 25 billion, according to your business needs.
Benefits of Fixed Loan:
- Provides flexibility in managing fluctuating business capital expenditures.
- Interest is calculated based on actual usage, so you only pay interest on the funds used.
General Requirements:
- The debtor is an Indonesian citizen aged a minimum of 21 years and a maximum of 65 years at the end of the loan term, or 18 years (if married).
- The debtor can be an individual (entrepreneur, professional/employee) or a company (PT/CV/Firma, including cooperative forms).
- Minimum loan amount of IDR 25 million to IDR 25 billion.
- Must have collateral*.
Don't let working capital needs hinder your business growth. Apply for a Fixed Loan (PT) and get the financial support you need.
*For acceptable collateral, please refer to the Product and Service Information Summary - Fixed Loan (PT).
Summary of Product Information and Service – Fixed Loan
