Product & Service

Remittance

Remittance is a transfer service provided by Bank Sahabat Sampoerna for customers to send and receive money in foreign currency overseas or domestically.

  • Applicable to both individual and corporate customers.
  • To conduct a remittance transaction, customers must have a Sampoerna Foreign Currency Savings and/or Sampoerna Foreign Currency Current Account, or a non-foreign currency Savings/Current Account as the source of funds.
  • Applicable to both Indonesian citizens (WNI) and non-citizens (WNA).
  • Affordable service fees.
  • Remittance transactions can be made at the following Bank Sahabat Sampoerna Branch Offices/Sub-Branch Offices (KCP):
    • Sampoerna Strategic
    • Tanah Abang
    • Bandung
    • Gading Serpong
    • Puri Indah
    • Surabaya
    • Pluit
    • Kelapa Gading
    • Medan
    • Jababeka
    		  
    • Makasar
  • Remittance service are divided into two types:
    a. Direct Settlement Remittance
    A foreign currency fund transfer service within Indonesia that is processed in real time. The transaction is settled using correspondent banks located in Indonesia.

    b. Non-Direct Settlement Remittance (via Intermediary Bank)
    A foreign currency fund transfer service for international or domestic transfers that is not processed in real time. The transaction is settled through correspondent or intermediary banks.
     
Fees

1. Direct-Settlement Remittance

a. USD currency

Mandiri Direct Settlement (MDS)

Fee Type Fee

Outgoing Remittance
BEN/SHA1
Transfer to Mandiri Bank  0.125% min. USD 10 - max. USD 50
Transfer to other bank 0.125% min. USD 17,5 - max. USD 50
OUR2
Transfer to Mandiri Bank  USD 25
Transfer to other bank USD 25

Incoming Remittance
BEN/SHA1
Transfer to Mandiri Bank  USD 10
Transfer to other bank USD 17.5
OUR2
Transfer to Mandiri Bank  USD 10
Transfer to other bank USD 17.5

 

BCA Direct Settlement (BDS)

Fee Type Fee

Outgoing Remittance
BEN/SHA1
Transfer to BCA Bank 0.125% min. USD 10 - max. USD 50
Transfer to other bank 0,125% min. USD 17,5 - max. USD 50
OUR2
Transfer to BCA Bank USD 25
Transfer to other bank USD 25

Incoming Remittance
BEN/SHA1
Transfer to BCA Bank USD 10
Transfer to other bank USD 17,5
OUR2
Transfer to BCA Bank USD 10
Transfer to other bank USD 17,5


Keterangan

  • Cut Off Time (COT) atau batas waktu proses transaksi melalui Mandiri Direct Settlement (MDS), baik ke bank lain maupun ke sesama Bank Mandiri, adalah pukul 15.00 WIB. Jika transaksi dilakukan sebelum waktu tersebut, dana akan diterima oleh bank tujuan secara real-time.
  • Biaya layanan di atas akan dikenakan per transaksi remittance. Cut Off Time (COT) atau batas waktu proses transaksi melalui BCA Direct Settlement (BDS):
    - Transfer ke bank lain: maksimum pukul 12.30 WIB
    - Transfer ke BCA: maksimum pukul 14.30 WIB
  • 1 Biaya BEN : biaya pengiriman transfer ditanggung oleh penerima, di mana biaya akan dikurangkan dari jumlah uang diterima oleh penerima.
  • 1 Biaya SHA : biaya pengiriman transfer dibagi antara pengirim dan penerima
  • 2 Biaya OUR : biaya pengiriman transfer ditanggung oleh pengirim, di mana penerima menerima jumlah uang secara utuh tanpa potongan biaya

 

2. Non Direct-Settlement Remittance

a. USD Currency

USD
Fee Type Fee
Outgoing Remittance
(Transfer from Indonesia to Overseas)
Provisions Fee
Non-FULLPAY
USD 1 up to USD 50,000 USD 15
> USD 50,000 USD 25
Our/FULLPAY1 USD 30
SWIFT Fee Rp50,000
Cancellation Fee2 (funds returned to customer’s account) USD 10
Repair Fee3 USD 5 per 1 (one) field change

Incoming Remittance*
(Transfer from Overseas to Indonesia)
Provisions Fee
USD 1 up to USD 50,000 USD 10
> USD 50,000 USD 20

 

b. SGD Currency

SGD
Type fee Fee
Outgoing Remittance
(Transfer from Indonesia to Overseas)

Beneficiary Bank do not have an account (Non-Account Holder) at UOB Singapore:

  • The Beneficiary Bank domiciled in Singapore
  • The Beneficiary Bank domiciled outside of Singapore



SGD 25
0.125% min. SGD 15 - max. SGD 100
SWIFT fee Equivalent to Rp50,000
Cancellation Fee2 (funds returned to customer’s account) SGD 50
Repair Fee3 SGD 5 per 1 (one) field change
Incoming Remittance*
(Transfer from Indonesia to Overseas)
Provisions Fee SGD 5

 

c. AUD Currency

AUD
Type Fee Fee

Outgoing Remittance

(Transfer from Indonesia to Overseas)

BEN Fee4

  • BCA as the receiving bank
  • BCA not as the receiving bank



AUD 25

AUD 25
OUR Fee6 AUD 30
SWIFT Fee Equivalent to Rp50.000
Amendment Fee 2 AUD 25
Cancellation Fee3 AUD 25

 

d. EUR Currency

EUR
Type Fee Fee

>Outgoing Remittance >

(Transfer from Indonesia to Overseas)
BEN Fee4 0,10% min. EUR 15 maks. EUR 150/span>
OUR Fee5 EUR 30
SWIFT Fee Equivalent to Rp50.000
Amendment Fee2 EUR 30
Cancellation Fee3 EUR 30

Incoming Remittance*
(Transfer from Indonesia to Overseas)
Provisions Fee Free

 

e. CNY Currency

CNY
Type Fee Fee

>Outgoing Remittance >
(Transfer from Indonesia to Overseas)
BEN Fee4
1. Mainland China CNY 60
2. Outside Mainland China CNY 70
SHA Fee4a
1. Mainland China CNY 60
2. Outside Mainland China CNY 70
OUR Fee5
1. Mainland China CNY 80
2. Outside Mainland China CNY 100
SWIFT Fee Equivalent to Rp50.000
Amendment Fee CNY 50
Cancellation Fee CNY 50

Incoming Remittance*
(Transfer from Indonesia to Overseas)
BEN Fee4 CNY 30
SHA Fee4a CNY 30

 

Notes:

  • The fees listed above are subject to change at any time in accordance with management policies, including any adjustments made by correspondent banks. In the event of any changes to fees or terms, BSS will notify customers in compliance with applicable regulatory standards.
  • 1 The OUR/FULLPAY service is an outgoing remittance service that guarantees full receipt of funds by the recipient without any deductions. Terms and conditions for the OUR/FULLPAY service:
    1. The maximum transaction amount for the OUR/FULLPAY outgoing remittance is equivalent to USD 3,000,000
    2. The OUR/FULLPAY service is not valid for remittance transactions to banks in Japan or Japanese bank branches located in other countries.
    3. A Service fee applies to all OUR/FULLPAY payments (the tiered system does not apply).
  • 2 Cancellation Fee: the fee will be charged to the sender if a cancellation or recall request is made to the correspondent bank.
  • 3 Amendment Fee: the fee will be charged to the sender if an amendment or update is made to the transfer sent to the correspondent bank (for example: changes to the recipient’s account number, recipient’s name, recipient’s address, or recipient information).
  • 4 BEN Fee: the transfer fee is borne by the recipient, where the fee will be deducted from the amount received by the recipient.
  • 4a SHA Fee: the fee of sending a transfer is shared between the sender and the recipient.
  • 5 OUR Fee: the transfer fee is borne by the sender, where the recipient receives the full amount without any deduction.
  • *Incoming Remittance Provision Fee: A fee charged to BSS customers for receiving fund transfers from abroad, where the amount is adjusted based on the fee policies set by the correspondent bank.

 

Ringkasan Informasi Produk dan Layanan - Remittance